Protect Yourself and Your Financial Future
Chapter 7 Bankruptcy Representation in Baton Rouge
Overwhelming amounts of debt and financial obligation are not only difficult on a person's financial freedom. Dealing with debt can also be emotionally stressful and can tear apart lives, relationships and families. At Williams & Boxie, Attorneys at Law, we have dealt with hundreds of cases where people in debt are struggling for an answer and need some place to turn. In many of those cases, bankruptcy is a wise option.
At our firm, we have all clients who are considering bankruptcy fill out a pre-interview form that will determine whether Chapter 7 bankruptcy or Chapter 13 bankruptcy will help them resolve their situation, or whether bankruptcy is not the best solution for their problems.
If you are considering a bankruptcy, contact our firm at 225-775-9888 to figure out your options. Our firm offers a free initial consultation and case evaluation, so you have nothing to lose by calling the lawyers at Williams & Boxie Attorneys at Law. Let our personal approach to law help get you out from under the burden of debt.
How Does Chapter 7 Bankruptcy Work?
Chapter 7 bankruptcy allows people who are in debt to liquidate that debt and many of their financial obligations. It is generally appropriate for individuals who are current on their secured obligations, such as their car loan or house note. Chapter 7 can discharge unsecured debt, including credit card debt relief, relief from tax obligations more than three years old and relief from personal loans. All Chapter 7 bankruptcy clients will have to undergo pre-debt counseling as well as a financial management course.
Will I Qualify for Chapter 7 Bankruptcy?
Not everyone is eligible to file for Chapter 7 bankruptcy. A means test is required for individuals who wish to file for Chapter 7 bankruptcy to determine whether or not their income fits within the criteria of eligibility. There are several requirements that must be met, including time requirements between filings and having more than $25,000 in your own home.
For those who do qualify, Chapter 7 bankruptcy can be a great solution to a very difficult situation. Contact Williams & Boxie, Attorneys at Law for a free consultation. We can discuss your situation and find an option that works for your best interests. Call us today at 225-775-9888.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.